Check your GiftCard balance here:

EXTENSION MORATORIUM (additional 3 months)

The Windward Islands Bank (WIB) continues to support clients in these difficult times and has decided to further extend the moratorium for Personal clients with 3 additional months (September, October, and November 2020) to provide immediate financial relief to our customers, with no additional charges and or interest. Our enrollment period commences on August 24, 2020.  The Last day to Opt-In for this Moratorium is Friday, September 18, 2020.

Extension Moratorium

During the months of September, October, and November 2020 WIB will further extend the moratorium to our Retail customers on loans, Mortgages & Credit Cards. This entails that the customers’  monthly payment (on principal and interest) will be deferred for 3 more months (September, October & November 2020) whereby the initial loan term will be extended with the same number of months as the additional grace period. The monthly payments (principal and interest) remain the same.

Note: (loans and mortgages in arrears for more than 90 consecutive days are not eligible for the moratorium).

Clients must Opt-In (Saba, Statia, Sint Maarten)

Retail clients who wish to make use of this moratorium offer have the option to Opt-in. This can be done by filling in the below Opt-in form. 

For Commercial clients please contact your account manager or email Mr. Vasco Daal at:

Payment moratorium request for Commercial clients will be assessed on a case by case basis.


Important for retail clients: When submitting your request: please indicate your full name,  address and phone number (fixed and/or mobile), your bank account number from which the loan payment is deducted and/or the loan number of each respective loan and/or mortgage and/ or credit card number for which the opt-in request is applicable. The correct information is required for your request to be processed accordingly.

At Windward Islands Bank, we continue doing our utmost to assist you with your financial needs in these difficult times. 

Moratorium Opt-In

Loans and/or Mortgages

Please insert in below form the loan and/or mortgage account number of each respective loan and/or mortgage for which you wish to opt-in.

Credit cards

Please insert in below form the credit card account number of each respective personal credit card for which you wish to opt-in.

Current account number

Please enter the account from which the loan is deducted from.