Personal Loan and Mortgages Fees

Please find below a listing of our fees and service charges at our Bankomatiko ATM or when using your cards for withdrawal purposes. Please note that these fees may impact your account(s).

Tax (TOT) is applicable to Resident Accounts
All fees listed below include TOT.

As a special reminder, please note that many of our Bank transactions are offered free of charge or at a lower fee via our WIB Online Banking and WIB Mobile Banking Services, Bankomatiko ATMs.

For further questions and inquiries, please contact us at (1-721) 546 2942 or mail us at customer.support@wib-bank.net

PERSONAL LOANS & MORTGAGES

Personal Loan Refinance Fee	Charges
MCB/WIB Loans with payoff term less than 6 months	No Charge
All other MCB/WIB Loans	XCG 108.00
AOV pensioners	No Charge

Balance and Pre-Calculation Letters	Charges
Each Letter	XCG 25

FEES PERSONAL LOANS & MORTGAGES IN ARREARS/DEFAULT

	Charges
Restructure Fee (Clean up of the arrears related to loan/mortgage)	No-Charge
Loan amounts lower than XCG 10,000.00	XCG 350
Loan (incl. Mortgages) amounts greater than XCG 10,000.00	XCG 750

Consolidation Fee (Combining/Merging of several debts into one debt)	Charges
Loan amounts lower than XCG 10,000.00	XCG 180.00
Loan (incl. Mortgages) amounts greater than XCG 10,000.00	XCG 360.00

Extension and Late Fees	Charges
Extension Fee (Monthly payment to be put on hold for a certain period)	0.75% of the total outstanding amount in XCG + TOT
Late Payment Fee	5.5% on any late payment amount with a minimum fee of XCG 20.00